Delivering responsible home financing
through consumer education and trusted advisors!
Welcome! We built this site to serve as a resource to you in your quest for information to help you make informed decisions when it comes to financing a new home or refinancing your current home.
Our specialties include FHA loans, VA loans, USDA loans and 203k FHA loans for both conforming and jumbo loan amounts. We have been originating FHA, CalStrs and Calpers loans since 1982 and are one of the oldest direct lenders in the state of California. I am a certified loan officer for Calpers and Calstrs loans for teachers, state and local government employees.
We provide solid information to assist you wiith making the best deciscion for your individual situation. We provide service to clients buying or refinancing real estate anywhere in California. Recently we have helped home owners in San Mateo, San Carlos, Palo Alto, Menlo Park, Mountain View, Cupertino, and San Jose.
We are a direct lender which means that we process, underwrite and approve your loan, and prepare your loan documents and fund your loan. Since we have control over the process we are able to provide a easier and smoother transaction. Faster processing and turnaround will ensure that your home purchase or refinance will close on time. And, of course, we offer very competitive rates.
Sierra Pacific Home Loans, NMLS CA-DOC 222100 California Finance Lender, CA Dept of Corporation Lic 607373
Turn the home of your dreams
into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Save money by taking
advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap
into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off
high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
